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Whatever's next,start it ready.
Checklists, reminders and deals for life's big changes, sent by text. Pick what's changing and we'll take it from there.
Plan for what's changing
Pick the change you're in the middle of. Each one has a free checklist, reminders timed to your dates, and deals on what that change needs.
Moving
Countdown from packing day to your first week.
6 steps · Starts 4 weeks outNew job
Paperwork, benefits and a first-90-days plan.
6 steps · Starts before day oneBetween jobs
What to file, which windows close first, and a plan.
6 steps · Starts this weekStarting over
After a separation: documents, budget and your own place.
6 steps · Starts when you're readyFirst home
Move-in tasks, insurance basics and setup deals.
6 steps · Starts at the offerRetirement
Downsizing, travel and new routines.
6 steps · Starts a year outHow it works
No app, no account to manage. Just a few texts a month that keep the next step in front of you.
- 1
Pick your change
Tell us what's happening and roughly when. Moving on the 15th, starting a job Monday, whatever it is. That date is what everything else counts from.
- 2
Get your checklist
A step-by-step list in the order things actually need to happen, with the deadlines people miss and the official place to handle each one.
- 3
Get a nudge at the right time
Up to 6 texts a month, each one a single task that takes a few minutes. Reply DONE to check it off, or STOP any time.
See the whole timeline
Every change runs on a calendar. Pick one to see the steps in the order they come due, and what the reminders look like.
- 4 weeks outBook the truck or movers, and ask your landlord about the deposit walkthrough.
- 2 weeks outSchedule internet at the new place. Installs often book 1 to 2 weeks ahead.
- 10 days outSet up mail forwarding with USPS. You can schedule it up to 3 months early.
- 1 week outTransfer electric and gas, with service starting the day before you arrive.
- Move weekPack a first-night box: chargers, sheets, toilet paper, meds, a few tools.
- First 30 daysUpdate your address with your state DMV, bank, employer and voter registration. Many states set a deadline.
The deadlines that sneak up
Most life changes come with a few windows that close quietly. These are the ones people wish they'd known about sooner.
Your new employer has 3 business days from your start to check your I-9 documents. Bring your ID on day one.
New job checklist3 days
A common enrollment window for new-hire health benefits. Miss it and you may wait until open enrollment.
New job checklist30 days
To elect COBRA after job-based coverage ends. Losing coverage also opens a 60-day special enrollment window on HealthCare.gov.
Between jobs checklist60 days
How long USPS forwards first-class mail. Magazines and periodicals forward for only 60 days, so update those first.
Moving checklist12 months
Medicare's first enrollment window: the 3 months before the month you turn 65, that month, and the 3 after.
Retirement checklist7 months
What Social Security charges to update the name on your card. Do it before the DMV and your bank.
Starting over checklist$0
General information. Rules vary by state, plan and employer, so check with the agency or plan involved.
Different change, same to-do list
Most big changes touch the same six parts of life. We point you to the official place to handle each one, and never charge for anything the government does for free.
Address and mail
Forward your mail, then update your bank, employer, subscriptions and voter registration.
Official source: USPS.com and your state election office
Utilities and internet
Start, stop or transfer power, gas, water and internet without a gap in service.
Official source: Your local utility and internet provider
Health coverage
Enroll, switch or keep coverage before the window closes.
Official source: HealthCare.gov and Medicare.gov
ID and records
Licenses, name changes, I-9 documents and copies of vital records.
Official source: SSA.gov and your state DMV
Money and taxes
Withholding, a new budget, retirement accounts and final pay.
Official source: IRS.gov and your state unemployment office
Insurance
Renters, homeowners and auto policies that follow your address and household.
Official source: Your insurer or state insurance department
Free to start. More when you want it.
The text program is free. Add the Fresh Start Kit or Bridgepoint Plus if you want the full toolkit.
Text program
Reminders and checklists for your change.
Free
- Checklist for one or more life changes
- Up to 6 texts a month, timed to your dates
- Email-only option
- Cancel any time
Bridgepoint Plus
For a big year with more than one change.
$6.99 /mo or $59/yr
- Everything in the free program
- A personal timeline built around your dates
- Partner deals on moving, setup and gear
- Priority email help, same business day
Fresh Start Kit
Every checklist, printable, yours to keep.
$29 one time
- All six life-change checklists
- Document organizer and budget worksheet
- Move and setup planner
- 30-day refund
From the blog
Plain-language guides for the weeks around a big change. See all posts
Your first 30 days after a move
The address updates, safety checks and small wins that make a new place feel like home.
Laid off on Friday: what to do by Monday
Four things to handle this weekend, and what can wait until you've caught your breath.
The paperwork nobody tells you about after a separation
Accounts, beneficiaries and name changes, in the order that saves you the most trouble.
Whatever's next, start it ready.
Free checklist and reminders for your change. Up to 6 texts a month, cancel any time.